I'm Ramzi. Your local Loan Officer.

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now
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Ramzi Rasamny

Loan Officer

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Prequalify Now

About Ramzi.

Performance-focused and resourceful professional with over 25 years of experience in retail and commercial finance, real estate sales, and development. His extensive experience has honed his skills in relationship building, communication, and execution. From 1987 to 2007, Ramzi worked in Connecticut and the Greater New York Metro area, where he built a substantial client base by serving their individual financing needs. He managed team sales training and personal development to enhance team performance and negotiation skills and consulted with real estate developers to obtain project financing and tailor marketing and sales strategies. During this period, he won multiple prestigious awards. In 2007, Ramzi embraced the opportunity to expand his exposure internationally. He played a key role in the master planning of a 3 million square meter residential development in Yemen, equivalent to the area of Central Park in New York City. He supported a team of real estate professionals in the sales and marketing of properties in Singapore, Dubai, China, Hong Kong, and the USA. In 2018, Ramzi joined the Century 21 UAE team, leveraging his market experience and relationships to serve a global network of partners. He identified markets with growth potential for international investing, developed strategies to engage targeted markets, built a global network of over 700 agents, led international sales campaigns for local developers, and worked closely with the Dubai government to promote Dubai as an investment destination. In 2021, Ramzi relocated with his family to Northern Virginia, where he reestablished himself on both the local and national fronts by obtaining professional licenses to provide services in mortgage financing, real estate, and life insurance. He proudly served on the local Board of Directors of the Asian Real Estate Association of America (AREAA), a professional real estate organization with over 17,000 members nationally. Recently, he attained certification as a qualified trainer for Virginia Housing’s Homeowners Education Program. Ramzi has a proven track record of meeting and exceeding expectations, delivering value with professionalism and integrity.

Ramzi Rasamny

 

What's the best loan for my situation?

The answers to all your mortgage questions...

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

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No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.